BankConductIndex

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WorldPay (UK) Limited

Legal entity: WorldPay (UK) Limited

FCA register status: Authorised — the FCA’s own status for this firm reference, not our finding. See the FCA’s own record on the Financial Services Register.

Companies House 07316500, incorporated July 2010

147banking decisions
17.7%uphold rate
121not upheld

What this firm loses on

IssueDecisionsUpheldUphold rate
Card dispute or chargeback5747.0%
Charges and fees44818.2%
Account closed or refused2328.7%
Service failure161168.8%
Funds blocked or frozen15213.3%
Complaint handling13646.2%

The official record

What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.

SourcePeriodUpheldOpenedClosedNew cases
FOS2025-H1———31
FOS2024-H235.0%——54
FOS2024-H1———42
FOS2023-H225.0%——32
FOS2023-H144.7%——56
FOS2022-H240.0%——38
FOS2022-H122.6%——44
FOS2021-H239.0%——41

Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.