Bank of Scotland Plc

Financial Ombudsman decision DRN6182306 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Mortgage administration

In the Ombudsman’s words

Mr D complains that Bank of Scotland plc (“Birmingham Midshires”) charged him to change the date his monthly mortgage payments were due onCharges and fees

Birmingham Midshires has explained that it would normally ask for 14 days notice of a change to the date of an expected mortgage repayment.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6182306.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.