Bank of Scotland Plc

Financial Ombudsman decision DRN2996380 Not upheld

Not upheldoutcome, as published by the Ombudsman

£500redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Funds blocked or frozen, Charges and fees, Credit file reporting

In the Ombudsman’s words

blocked his credit cardFunds blocked or frozen

refunded the fees and interest chargedCharges and fees

corrected his credit file to remove the late/missed payment markersCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2996380.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.