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Nationwide Building Society
Financial Ombudsman decision DRN-3339940 Partly upheld
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Unauthorised transaction, Account closed or refused, Funds blocked or frozen, Complaint handling
In the Ombudsman’s words
Miss Z complains Nationwide Building Society (“Nationwide”) is refusing to refund her transactions she didn’t authorise.Unauthorised transaction
And that it blocked and withheld the funds in her account before closing itAccount closed or refused
And that it blocked and withheld the funds in her account before closing itFunds blocked or frozen
Nationwide say it caused a delay over around two and a half months from when it should have released all of Miss Z’s funds to when it didComplaint handling
Rules cited
Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3339940.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.