Bank of Scotland Plc

Financial Ombudsman decision DRN-2136020 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Jan 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Mortgage administration

In the Ombudsman’s words

charging him the legal costs relating to possession proceedingsCharges and fees

Mr O had a mortgage with Halifax and got into arrears. Halifax issued possession proceedingsMortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2136020.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.