Bank of Scotland Plc

Financial Ombudsman decision DRN9732229 Not upheld

Not upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Mortgage administration, Complaint handling

In the Ombudsman’s words

Halifax added the underpaid amount to a separate loan without telling Mr and Mrs T.Mortgage administration

Halifax acknowledged it had not answered the complaint within 8 weeksComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9732229.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.