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The Royal Bank of Scotland Plc

Financial Ombudsman decision DRN9671263 Not upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Interest and rates

In the Ombudsman’s words

The level of fees charged on a bank account is a commercial decision for the bank.Charges and fees

Similarly, the rate of interest paid on balances is a commercial decision for the bank.Interest and rates

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9671263.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.