Mortgage Express
Financial Ombudsman decision DRN9301032 Upheld
Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Charges and fees
In the Ombudsman’s words
Mr and Mrs K complain that they are not in arrears (though they have made a proposal to ME to meet those arrears), but they have merely changed their payment date.Treatment in financial difficulty
Mr and Mrs K complain that Mortgage Express (‘ME’) has treated them unfairly over their arrears charges.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9301032.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.