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Southern Pacific Mortgage Limited
Financial Ombudsman decision DRN9266917 Upheld
Upheldoutcome, as published by the Ombudsman
£175redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Charges and fees
In the Ombudsman’s words
treat customers who are in arrears fairlyTreatment in financial difficulty
reverse all of the arrears management, litigation management, unpaid direct debit and debt counsellor fees it has applied from August 2009 to March 2012Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9266917.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.