Bank of Scotland Plc

Financial Ombudsman decision DRN8558968 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Feb 05deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Mortgage administration

In the Ombudsman’s words

They want the application reconsidered and any negative report removed from their credit records.Credit file reporting

Mr and Mrs S complain that Bank of Scotland Plc trading as Halifax (“Halifax”) hasn’t dealt with their mortgage application fairly and reasonably.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8558968.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.