Barclays Bank Plc
Financial Ombudsman decision DRN8484167 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Mr H complains that Barclays Bank PLC lent to him irresponsibly when it granted him a £35,000 overdraft instead of the £3,500 he had requested.Irresponsible lending
I direct Barclays Bank PLC to offset against Mr H’s outstanding debt half of the interest and charges applied to his account between him exceeding his requested £3,500 limit and the agreement of the new loan in 2010.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8484167.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.