Bank of Scotland Plc

Financial Ombudsman decision DRN8408767 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri May 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Credit file reporting

In the Ombudsman’s words

I think it was reasonable for Lloyds to close the account with only Mrs M’s instructionsAccount closed or refused

A default was registered against Mr M’s name on 12 May 2017 for this amount.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8408767.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.