Bank of Scotland Plc

Financial Ombudsman decision DRN8336385 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Sep 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Product mis-sold

In the Ombudsman’s words

So it seems fair that Halifax refund these payments. Halifax has offered to pay Miss A these two account fee payments plus interest.Charges and fees

Miss A has complained that Bank of Scotland Plc (trading as Halifax) mis-sold an Ultimate Reward Current Account (URCA) packaged bank account to her in 2010.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8336385.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.