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Shop Direct Financial Services Limited
Financial Ombudsman decision DRN8118317 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Interest and rates
In the Ombudsman’s words
She would like the interest and arrears charges she has paid refunded.Charges and fees
Mrs C complains that she did not agree to buy items on interest bearing repayment terms.Interest and rates
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8118317.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.