Bank of Scotland Plc

Financial Ombudsman decision DRN7781750 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Mar 26deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Identity checks and access

In the Ombudsman’s words

Mr S complains that Bank of Scotland plc (“the bank”) closed his account, and won’t now re- open it to allow him to withdraw his funds.Account closed or refused

The bank says that it won’t re-open his account, and that Mr S will have to provide proof of identification by virtue of an address that it can authenticateIdentity checks and access

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7781750.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.