Barclays Bank Plc
Financial Ombudsman decision DRN7736453 Upheld
Upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Credit file reporting
In the Ombudsman’s words
The interest and charges that resulted from the account going over the overdraft limit after 23 July 2012 amounted to £78.78. The bank should refund this sumCharges and fees
Remove the adverse credit file information, including the default marker, that resulted from Miss H’s account going over her overdraft limit.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7736453.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.