Bank of Scotland Plc

Financial Ombudsman decision DRN7649519 Not upheld

Not upheldoutcome, as published by the Ombudsman

£995redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Charges and fees

In the Ombudsman’s words

Ms A complains that Bank of Scotland plc was irresponsible to agree an interest only mortgage for her late father because of his age and his poor health.Irresponsible lending

refund the mortgage application feeCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7649519.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.