Bank of Scotland Plc

Financial Ombudsman decision DRN7533967 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jan 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Complaint handling

In the Ombudsman’s words

Mr S complained to BoS relying on rights he suggested he had under Section 75 of the Consumer Credit Act 1974 (Section 75).Card dispute or chargeback

Mr S was unhappy with BoS’s complaint handling.Complaint handling

Rules cited

Consumer Credit Act 1974, FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7533967.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.