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Southern Pacific Mortgage Limited

Financial Ombudsman decision DRN7514268 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

unfairly declined their repayment proposals and initiated possession proceedingsTreatment in financial difficulty

Refund to Mr and Mrs P all fees and charges added to the mortgage account in respect of the legal actionCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7514268.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.