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The Royal Bank of Scotland Plc
Financial Ombudsman decision DRN7240416 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Sat Oct 31deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs S complains that the early repayment charge The Royal Bank of Scotland Plc (RBS) applied, when she redeemed her mortgage product within the early repayment period, was too high and was not a “genuine pre-estimate” of the costs RBS incurred.Mortgage administration
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7240416.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.