Santander UK Plc
Financial Ombudsman decision DRN6006609 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Nov 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Card dispute or chargeback
In the Ombudsman’s words
Santander has said it has waived all charges relating to Mr S going overdrawn but it expects him to repay the money he spent.Charges and fees
Mr S complains Santander UK plc allowed him to go overdrawn when it should instead of declined a transaction on his debit card.Card dispute or chargeback
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6006609.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.