Bank of Scotland Plc

Financial Ombudsman decision DRN5407883 Not upheld

Not upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

Tue Jul 30deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Mortgage administration

In the Ombudsman’s words

interest would be payable at its standard variable rate (SVR)Interest and rates

told them that, when the fixed rate on their mortgage expiredMortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5407883.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.