Bank of Scotland Plc

Financial Ombudsman decision DRN5036384 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue May 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Identity checks and access

In the Ombudsman’s words

Mr S complains that Bank of Scotland plc, trading as Halifax, has closed all his accountsAccount closed or refused

Halifax has opened accounts in his name, which he didn’t ask for. He is worried that he is a victim of identity theft and fraud.Identity checks and access

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5036384.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.