Bank of Scotland Plc

Financial Ombudsman decision DRN4884424 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Mortgage administration

In the Ombudsman’s words

Mr R also complained that Halifax is charging him a higher rate of interest on his mortgage than Bank of ScotlandInterest and rates

Mr R complains that Bank of Scotland Plc, trading as Halifax, has treated the non-payment of his mortgage as arrearsMortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4884424.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.