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Bank of Scotland Plc

Financial Ombudsman decision DRN4387301 Not upheld

Not upheldoutcome, as published by the Ombudsman
£511redress stated in the decision
—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Mortgage administration

In the Ombudsman’s words

This complaint is about a mortgage account Ms G held with Bank of Scotland plc trading as Halifax. The mortgaged property has been re-possessed, and sold to repay the mortgage debt. Ms G is unhappy about this, and about Halifax writing to pursue what it says is a shortfall debt following the sale.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4387301.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.