Bank of Scotland Plc

Financial Ombudsman decision DRN4042594 Not upheld

Not upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Fri Dec 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Interest and rates

In the Ombudsman’s words

applied excessive charges to her arranged overdraftCharges and fees

the level of interest didn’t reflect the level of borrowingInterest and rates

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4042594.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.