HSBC Bank plc

Financial Ombudsman decision DRN3912083 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Aug 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Funds blocked or frozen

In the Ombudsman’s words

Mrs L doesn’t accept that view. She says she wasn’t told the account had been closed and HSBC acted without any lawful authority.Account closed or refused

I don’t think HSBC were wrong to freeze the account when it was told Mrs L had become bankrupt.Funds blocked or frozen

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3912083.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.