Bank of Scotland Plc

Financial Ombudsman decision DRN3512837 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Aug 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Payment delayed or failed

In the Ombudsman’s words

Halifax has said the account must be closedAccount closed or refused

the funds were returned and not processed - leaving them without money for nearly two weeksPayment delayed or failed

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3512837.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.