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Barclays Bank Plc

Financial Ombudsman decision DRN3494877 Upheld

Upheldoutcome, as published by the Ombudsman
£2,597redress stated in the decision
Thu Feb 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Product mis-sold

In the Ombudsman’s words

Barclays initially said that it couldn’t do so because too long had passed. Mr P complained about this and Barclays responded to say that it couldn’t do a chargeback request – i.e. recover the money from U.Card dispute or chargeback
Mr P is complaining that Barclays Bank Plc hasn’t refunded the amount he paid for three mobile phones. Mr P brings this complaint against Barclays relying, in part, on the provisions of section 75 of the Consumer Credit Act 1974.Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3494877.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.