Bank of Scotland Plc

Financial Ombudsman decision DRN3231388 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Mr G complains about how Birmingham Midshires has treated him since he got into financial hardship and fell behind with his mortgage paymentsTreatment in financial difficulty

two arrears administration fees have been duplicated, in September 2005 and September 2006 respectivelyCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3231388.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.