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Southern Pacific Mortgage Limited

Financial Ombudsman decision DRN3199383 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

He fell behind with his payments and agreed a payment agreement in 2016.Treatment in financial difficulty

Mr N has complained that Southern Pacific Mortgage Limited (“SPML”) applied unfair charges to his mortgage accountCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3199383.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.