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Secret Eye Limited

Financial Ombudsman decision DRN3148466 Upheld

Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Product mis-sold

In the Ombudsman’s words

Ms N complains that Secret Eye Limited, trading as the Finance Facility, has failed to refund a fee of £79.95 even though she did not take out a loan.Charges and fees
She considered that Secret Eye’s terms and conditions were misleading and did not make clear to Ms N that a fee was chargeable for its services.Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3148466.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.