Bank of Scotland Plc

Financial Ombudsman decision DRN2786288 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Mortgage administration

In the Ombudsman’s words

This means arrears have accrued on the mortgage, as a result of which Halifax has initiated possession proceedings.Treatment in financial difficulty

complain that Bank of Scotland plc trading as Halifax has gone back on an agreement to make permanent a concession whereby they pay only the interest on their mortgage.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2786288.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.