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Northern Rock (Asset Management) plc

Financial Ombudsman decision DRN2580056 Upheld

Upheldoutcome, as published by the Ombudsman
£300redress stated in the decision
—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Mortgage administration

In the Ombudsman’s words

amend the information it has provided to credit reference agenciesCredit file reporting
incorrectly applied part of their mortgage payments towards the unsecured part of their borrowingMortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2580056.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.