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Bank of Scotland Plc

Financial Ombudsman decision DRN2151210 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Oct 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction

In the Ombudsman’s words

Mrs P complains that Bank of Scotland plc (trading as Halifax) won’t refund some transactions made using her debit card which she says she didn’t authorise.Unauthorised transaction

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2151210.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.