Lloyds Bank PLC

Financial Ombudsman decision DRN2076190 Not upheld

Not upheldoutcome, as published by the Ombudsman

£150redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Funds blocked or frozen

In the Ombudsman’s words

Mr B complains that when Lloyds Bank PLC made a decision to close his accounts, it blocked the accounts without notice and did not allow him to access any money.Account closed or refused

I am satisfied that Lloyds did give Mr B 60 days’ notice before closing his account, and was entitled to place a block on it in the meantime.Funds blocked or frozen

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN2076190.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.