Bank of Scotland Plc

Financial Ombudsman decision DRN1682872 Not upheld

Not upheldoutcome, as published by the Ombudsman

£500redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Complaint handling

In the Ombudsman’s words

Mr B complains that Lloyds Bank plc (previously Lloyds TSB Bank plc) closed his accounts without notice.Account closed or refused

Lloyds says it should have explained the consequences to Mr B of the accounts being moved to recoveries – particularly that he would not be able to access the accounts.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1682872.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.