Bank of Scotland Plc

Financial Ombudsman decision DRN1138242 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Sun Jul 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Mortgage administration, Service failure

In the Ombudsman’s words

unfairly and unreasonably delayed their remortgage applicationMortgage administration

Halifax has given poor service and unreasonably delayed the applicationService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN1138242.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.