Bank of Scotland Plc

Financial Ombudsman decision DRN0940397 Not upheld

Not upheldoutcome, as published by the Ombudsman

£105redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

He says that he is currently out of work and he can use the refund to pay his mortgage arrears.Treatment in financial difficulty

Mr and Mrs N complain about the charges that Bank of Scotland plc (trading as Halifax) has applied to their account since 2007Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0940397.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.