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Bank of Scotland Plc

Financial Ombudsman decision DRN0338614 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Fri Jun 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Service failure

In the Ombudsman’s words

He asked it to refund the £250.22, and some other costs, to him under section 75.Card dispute or chargeback
Lloyds has accepted that there were customer service issues with its response to Mr AService failure

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN0338614.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.