Clydesdale Bank Plc
Financial Ombudsman decision DRN-6400357 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Jun 30deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs M complains that Virgin Money lent to her irresponsibly by failing to make sufficient affordability checks before granting her a credit card.Irresponsible lending
Rules cited
UK GDPR / Data Protection Act 2018
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6400357.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.