MONZO BANK LIMITED
Financial Ombudsman decision DRN-6311553 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jul 24deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Unauthorised transaction, Account closed or refused
In the Ombudsman’s words
Mr N complains that MONZO BANK LIMITED (‘Monzo’) would not reimburse transactions which were debited from his account, which he says he did not make or otherwise authorise.Unauthorised transaction
Monzo took the decision to close Mr N’s account.Account closed or refused
Rules cited
Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6311553.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.