Clydesdale Bank Plc
Financial Ombudsman decision DRN-5908974 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Nov 28deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Card dispute or chargeback, Complaint handling
In the Ombudsman’s words
Virgin raised a chargeback in April 2025Card dispute or chargeback
Virgin accepted that Miss S had made several attempts to contact Virgin for updates and hadn’t received a responseComplaint handling
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5908974.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.