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Co-operative Bank Financial Advisers Limited

Financial Ombudsman decision DRN-5836413 Upheld

Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Thu Dec 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Complaint handling

In the Ombudsman’s words

Mr S complains that The Co-operative Bank Plc unfairly declined his Section 75 claim.Card dispute or chargeback
The Co-op could, though, have handled the administration of Mr S’ claim better. It hadn’t really been clear in the reasoning behind why Mr S’ claim was declined.Complaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5836413.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.