Bank of Scotland Plc

Financial Ombudsman decision DRN-5815039 Upheld

Upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Fri Oct 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Service failure

In the Ombudsman’s words

problems Mrs Y has had opening accounts for her two grandchildrenAccount closed or refused

Halifax didn’t manage to open the accountsService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5815039.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.