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Clydesdale Bank Plc

Financial Ombudsman decision DRN-5698540 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Sep 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Card dispute or chargeback

In the Ombudsman’s words

he’s explained it’s showing as a missed payment on his credit fileCredit file reporting
Mr A raised a chargeback with Virgin Money, regarding money taken from his account by a third party merchantCard dispute or chargeback

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5698540.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.