Clydesdale Bank Plc
Financial Ombudsman decision DRN-5610042 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Aug 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Ms M’s complaint is a complaint alleging that the lending relationship between herself and Virgin Money was unfair to her.Irresponsible lending
Ms M has complained about the overdraft charges Clydesdale Bank Plc (trading as “Virgin Money”) applied to her current account.Charges and fees
Rules cited
FCA CONC (Consumer Credit sourcebook), Consumer Credit Act 1974
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5610042.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.