ZILCH TECHNOLOGY LIMITED

Financial Ombudsman decision DRN-5553620 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Dec 03deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Card dispute or chargeback

In the Ombudsman’s words

Mr H is unhappy that Zilch Technology Limited (Zilch) didn’t refund him for a transaction on his account that he says wasn’t authorised.Unauthorised transaction

Zilch however did explain it would still raise a chargeback as a gesture of goodwill.Card dispute or chargeback

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5553620.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.