Bank of Scotland Plc

Financial Ombudsman decision DRN-5311846 Not upheld

Not upheldoutcome, as published by the Ombudsman

£150redress stated in the decision

Mon Apr 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Funds blocked or frozen, Complaint handling

In the Ombudsman’s words

blocked transactions on his debit and credit cardFunds blocked or frozen

Halifax has accepted that the service provided to Mr P in this respect fell below its usual standardsComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5311846.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.