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Southern Pacific Mortgage Limited
Financial Ombudsman decision DRN-5278474 Upheld
Upheldoutcome, as published by the Ombudsman
£350redress stated in the decision
Wed Feb 19deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Mortgage administration
In the Ombudsman’s words
reported missed payments to his credit fileCredit file reporting
SPML continued to collect monthly payments for the mortgage by direct debitMortgage administration
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5278474.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.